Chris Aiello Law

๐Ÿ“ Villa Park, IL โ€” Serving DuPage & Cook County

Real Estate Law · DuPage County, Illinois

Buying a Home? Protect Yourself.

Residential and commercial closings handled with care from contract to keys, so the details are covered before you sign.

0Years of counsel
0Practice areas
1990Established

Most home buyers focus on the realtor, the lender, and the inspection โ€” and rightly so. But the attorney’s role is what protects you legally. The purchase contract you sign is binding. The title issues your title commitment reveals can kill the deal or follow you into ownership. The mortgage documents at closing commit you for decades.

We represent home buyers across DuPage and Cook County. Our job is to keep the deal moving, catch problems early, and make sure you understand what you’re signing before you sign it.

Buyer Representation

What We Do for Buyers

Every step from offer to keys.

Pre-Contract Review

Review your offer before you sign โ€” catch problematic terms before they become binding.

Earnest Money Protection

Properly drafted contingencies protect your deposit if the deal falls through for legitimate reasons.

Title Review

Review the title commitment for liens, easements, encumbrances, and resolve issues with seller’s attorney.

Inspection Negotiation

Post-inspection amendments โ€” credit, repair, or walk-away โ€” drafted and negotiated.

Closing Disclosure Audit

Verify prorations, fees, and credits on the lender’s Closing Disclosure before you sign.

Closing Attendance

We attend with you, walk you through every document, and ensure title transfers cleanly.

First-Time Buyers

Special Considerations for First-Time Buyers

First-time buyer programs

FHA, VA, IHDA, DuPage Homestead โ€” we know which programs work with which lenders.

Mortgage contingency

Properly drafted financing contingency lets you exit if your loan falls through โ€” without losing earnest money.

HOA and condo review

We review HOA bylaws, financials, and rules so you know what you’re signing up for.

Title insurance explained

We explain what owner’s title insurance covers and why we recommend you carry it.

Closing cost transparency

We walk through every line item on your Closing Disclosure so there are no surprises.

Plain language

Legal documents in plain English. You’ll understand what you’re signing before you sign it.

Service Area

Serving DuPage & Cook County

From our Villa Park office, we represent clients across DuPage County and the western suburbs of Chicago.

Villa ParkElmhurstLombardWheatonOak BrookDowners GroveAddisonOak ParkGlen EllynBloomingdaleHinsdaleWestmontDuPage CountyCook County
Buyer FAQ

Questions Buyers Ask

Not legally required, but customary and strongly recommended. Illinois is an ‘attorney-state’ for real estate. Realtors expect both parties to be represented, and the attorney handles legal review the realtor can’t. The cost is small relative to the protection.

Ideally before you submit an offer. We can review the offer and any seller counteroffers before you’re contractually bound. At the latest, hire your attorney the moment your offer is accepted โ€” the attorney review period starts immediately.

In Illinois, after a purchase contract is signed by both parties, each side has 5 business days to have their attorney review the contract and propose modifications. Modifications must be agreed upon, or the contract can be cancelled.

Depends on the reason. Contract contingencies (financing, inspection, attorney review) typically protect your deposit. Walking away without a contractual reason usually forfeits the deposit. Proper contingencies are critical.

Title insurance protects against undiscovered defects in the title โ€” old liens, forged deeds, missing heirs, etc. Lender’s title insurance is required by your mortgage; owner’s title insurance is optional but strongly recommended. We explain at consultation.

Typical Illinois closings run 45-60 days from contract to closing. Can be shorter with cash buyers, longer for unusual financing or complex title situations.

Buying a Home?

Whether you’re house-hunting or already have an offer accepted, our free consultation explains exactly what comes next.